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We Know Builder

and what it takes

Stellar Products, Pricing, Service, and Experience.
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What Sets Us Apart

Builders are choosing to partner with OneTrust Home Loans more today than ever and are taking their businesses to the next level by doing so. We take pride in delivering value to our partners, helping them close more deals, earn more money, and build their business. With forward commitments, customized rate lock options, and unique portfolio loan programs and strategies, we have been producing results for our business partners in this unpredictable market.

  • Blue ArrowOne of the nation's leading portfolio lenders.
  • Blue ArrowAll loans are processed and closed in-house.
  • Blue ArrowOur dedicated builder team helps builders to close more deals and grow their business.
  • Blue ArrowYou'll benefit from our cutting-edge portfolio platform, exclusively designed for loans held on balance sheet along with standard investor and agency products.
  • Blue ArrowInventive loan products boast tangible results with higher sales.
What Sets Us Apart
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Forward Commitments

Lower cost and deposit models than traditional forwards.

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Bridge Loans (BBYS)

Help your clients stay in their current home while building their dream home.

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Custom Construction

Our construction loans provide flexible solutions to meet your buyers' unique financing needs.

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Spec Financing for Builders

Flexible program options for any project size.

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Joint Ventures

Partnering up to help builders sell more homes.


Products


LOAN OPTIONS OVERVIEW

  • Green ArrowFHA, VA, USDA, Conventional, Jumbo
  • Green ArrowForeign National Loans
  • Green Arrow1x and 2x Construction to Perm
  • Green ArrowLand Loans
  • Green ArrowDoctor Loans
  • Green ArrowBridge Loans
  • Green ArrowBuilder Spec Financing
  • Green Arrow2nd Mortgages
  • Green ArrowBank Statement Loans
  • Green ArrowReverse Mortgages
  • Green ArrowDown Payment Assistance
  • Green ArrowFix & Flip Loans
  • Green ArrowDSCR Loans

MEET THE TEAM

JAMES HECHT

JAMES HECHT

Chief Executive Officer

JHecht@OneTrustHomeLoans.com

JOSH ERSKINE

JOSH ERSKINE

Founder

JErskine@IslandVM.com

CHRISTINE MADRID

CHRISTINE MADRID

SVP-Director of Builder Senior Loan Officer NMLS # 177035

CMadrid@OneTrustHomeLoans.com

NATALIE NEWBERRY

NATALIE NEWBERRY

Marketing Manager Builder Division

NNewberry@OneTrustHomeLoans.com

OneTrust Home Loans, a dba of Calcon Mutual Mortgage LLC, NMLS
#46375 (www.nmlsconsumeraccess.org)

© 2019 - 2024 OneTrust Home Loans

By refinancing your existing loan, your total finance charges may be higher over
the life of the loan. (Reference: 10 VAC 5-160-60 (F))

3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807.All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice.